Goscore: Setting the new standard for credit scoring
- Goscore is a financial technology company that leverages current financial data and alternative data sources, such as income stability, spending habits, and payment patterns, to provide a holistic view of consumers, explains Max Gordienok, Founder of Goscore.
- Our team is passionate about financial inclusion, and we achieve this by offering cross-border credit scoring, fair risk profiles, and a portable financial history that moves with customers from country to country. At Goscore, we are committed to bringing transparency and fairness to the financial industry, giving customers great experiences, and setting a new golden standard of fair human credit scoring in the European Union.
- By utilizing partner data, open banking data, and machine learning, we help credit providers identify more responsible borrowers while reducing risk. Our innovative approach is transforming the credit scoring landscape and bringing financial opportunities to individuals who have been traditionally underserved. I am excited about what the future holds for Goscore, and we are committed to continuing our efforts to promote financial inclusion and drive positive change in the industry.
How do you think the Mastercard Lighthouse FINITIV program could contribute to growth for Goscore?
- Mastercard Lighthouse is a specialized program designed to introduce Mastercard and their partners to solutions that are readily implementable in large organizations, promoting innovation. It's no secret that comprehending the procurement process and establishing connections with large corporations can be a challenge, even for other corporations, and can take years to secure a deal. As a result, Lighthouse is even more valuable for banks, financial institutions, and startups seeking to find common ground and establish long-term partnerships, or at the very least, take the first steps in that direction.