Cluster organizations such as NCE Finance Innovation are formal institutions established to support and facilitate increased interaction and cooperation between cluster participants.
NCE Finance Innovation currently holds more than 90 member companies and operates nationally through them. We have also started attracting international companies to our ranks, and are excited to realize the potential of cross-border collaboration. Members range from corporates, startups, consulting, academia and investors, making our ecosystem an innovative force to be reckoned with!
Our mission /
To empower a thriving Norwegian Fintech ecosystem by facilitating technological innovation and collaboration within finance and technology.
Accountflow increases efficiency and reduces working hours in the company's accounting department by solving the major challenges of reconciliation through new technology and in-house developed methods.
Ambita is a technology company that provides digitization solutions for the real estate market. Through close collaboration with the public administration and their customers, they develop solutions that make the working life of their users easier and more efficient.
Apparat delivers motion design, animation and video products. We bring your projects from idea to reality, be it design and motion, spectacular location recordings, simple video recordings or 2D/3D animation. We also offer location-managing and line production.
Aptic is a fast-growing fintech company providing software solutions to Scandinavian and European companies within banking, e-commerce, factoring, and debt collection. Aptic is headquartered in Stockholm, with additional offices across the Nordics as well as the Hague.
Argentum is a specialized asset manager focusing on private equity. The company is one of the leading fund investors in Northern Europe, and it invests on behalf of the Norwegian state and private investors. We have offices in Bergen (HQ) and Oslo.
Aritma specializes in developing all kinds of electronic banking solutions for business. Their goal is to increase the return on cash flow by streamlining the companies' payment and payment routines and giving the companies a complete overview of their own liquidity and cash flow.
Axeptia Credit Intelligence
Axeptia offers credit management tools that help companies reduce outstanding invoices and reduce credit risk. The team has broad technical and commercial domain experience from the credit information, debt collection and software industry.
BI Norwegian Business School is an independent, not-for-profit foundation and the main provider of research based knowledge on business and management disciplines in Norway.
Established in 2017 together with fourteen other independent savings banks to exercise ownership in the payment service Vipps. Sparebanken Vest is the largest owner in Balder Payment with a 36.6% ownership interest.
Brage Finans' ambition is to be the preferred financing partner in our regions. Our goal is to find the best solutions for our customers.
Bulder bank is a new banking app that aims to provide financial services in a smarter, less expensive and more innovative way. Bulder bank is a separate brand that is part of Sparebanken Vest and operates under Sparebanken Vest’s banking license.
Bueno Group AS is a Norwegian fintech company with a European focus. Bueno, a neobank, makes it easy for people to manage their property abroad by combining financial services with innovative solutions and cost savings. They embrace fintech to create new and unique business models.
Cicero Consulting supplies and develops good products and solutions for banking and finance. They provide market insights and technological consulting solutions to leading players and niche players in the financial industry.
Contemi Solutions is enabling seamless insurance, wealth management, and post trade processing for financial service companies by providing cloud native, flexible, end-to-end digital software solutions.
Founded in Norway in 2001 and supported by Triple P Capital, a “profit with purpose” expert investor, Contemi today has a global reach and local approach to deliver business solutions that create value for its 50+ clients across the world.
DNB is Norway's largest financial services group and one of the largest in the Nordic region in terms of market capitalisation. They offer a full range of financial services, including loans, savings, advisory services, insurance and pension products for retail and corporate customers.
Dealflow enables nonprofessionals to take part in the share issues that until now have been for the financial elite. Cheap, efficient and law-abinding.
Deloitte is a leading global provider of auditing, consulting, financial advisory, risk advisory, tax and related services to public and private clients spanning multiple industries.
DiggEcard is a digital giftcard platform that makes giving gift cards really personal. You can select the gift card you want to buy online or on your mobile, then you can add a funny photo or video and choose who´s receiving it and when it should be sent.
Digital Revisor is a software company from Førde that offers a wide range of tools for auditors, accountants and advisors.
The purpose of the DSS-collaboration is to strengthen the competitiveness of local banks in Norway through increased and formalized cooperation.
EGD Capital focuses on international shipping and real estate, but their investments also include local projects like Bergen Live and Motlys AS, known for producing the critically acclaimed TV series "Heimebane".
Entersekt is a global fintech company. We pioneered phone-as-a-token, out-of-band push authentication – over a decade later, the de facto market standard – collecting the first of 60-plus patents that recognize innovation in digital security, payments, and user experience.
Experis offers recruiting, consulting and project solutions in all industries and disciplines. They are the market leaders in the areas of Finance, Engineering and IT, and have 850 consultants with high expertise and experience in these fields.
We help our clients combat fraud, compliance, and other cross-border payment risks – being the ideal partner to help international banks respond to new market or regulatory needs.
Falck Advisory is a Bergen-based company that through financial advice and quantitative modelling offers start-up company leaders the clarity to act with confidence
Fana Sparebank is the only local bank in Bergen, and they offer services within daily banking, loans, savings, insurance and pensions. The bank is also an active contributor to the financial city of Bergen, through the establishment of Frende Forsikring, Brage Finans and Norne Securities.
Farvatn is a Norwegian family-owned investment company. We invest across a range of asset classes, including real estate, shipping, private equity, equities, bonds and venture. Our vision is to leave a positive footprint on the world.
Firi (Previously MiraiEx) is the largest and fastest-growing cryptocurrency exchange and finance platform in the Nordics. We have since 2019 been providing our customers a safe, user-friendly, and engaging place to invest in cryptocurrency.
Folkeinvest is the leading Nordic equity crowdfunding platform. We facilitate raising capital to scaling SME’s!
In the spring of 2007, four Norwegian independent savings banks joined forces to start Frende Forsikring. These were Sparebanken Vest, Sparebanken Øst, Fana Sparebank and Helgeland Sparebank. Frende offers a wide range of insurance in the categories injury and life.
Gi gaven videre
Gi Gaven Videre a non-profit company that takes the fight to meaningless corporate gifts by offering digital gift cards supporting a foundation chosen by the recipient.
GoScore is a new type of finance app that enables the customers to take full control of their money. With GoScore, your financial activities are aggregated into a single space in an easy to understand way.
Guilty is a full service digital studio. They design and develop cool solutions with people and companies who are passionate about what they do.
Highsoft is located in Vik i Sogn, Norway, a beautiful small town, surrounded by the splendor of mountains and fjords. Since its launch in 2009, Highcharts has remained the premier and fastest growing charting-tool in a competitive market.
Himla is a low price concept from Fana Sparebank which offers cheap mortgages and real estate services for a fixed price of 35 000 NOK.
Horde offers a platform where you can see all of your credit cards and consumer loans in one place. The app allows you to see information about your loans and also lets you cancel the cards you don’t want so you can get better terms when applying for loans.
Western Norway University of Applied Sciences (HVL) is one of the largest higher education institutions in Norway. HVL was formed through a merger between Bergen University College, Sogn og Fjordane University College and Stord/Haugesund University College in 2017.
Insaver is a new trading tool that simplifies and streamlines your way of conducting professional insurance offers. The tool helps you create good risk descriptions, which give insurers better mapping of potential risk.
Itera is a communication and technology company that works in multidisciplinary teams across disciplines, geographical boundaries and customer sectors.
Insurance Process Management AS develops, implements, and operates web-based insurance solutions. Our main product is called Personportalen, which provides fast and exact calculation and visualization of collective personnel insurance schemes that employers and trade unions have for employees and members in the Norwegian market.
There is no similar service in the Norwegian market with a similarly simple presentation of the individual compensations, information quality, information width, flexibility, and scalability. We now handle, in a simple way, any insurer and its personnel insurance products.
Jefferson Wells provides consulting and recruitment services within
management, technology and finance. Formerly a part of Experis, their history dates back to 1973. Since then Jefferson Wells have been a valued partner for their clients delivering expertise to companies in the private and public sector. Today, Jefferson Wells consist of over 200 consultants with expertise in engineering and finance. In addition, Jefferson Wells recruits’ leaders and professionals, specializing in engineering, finance, and IT, for companies in both public and private sector. They also have one of the country’s largest teams of recruitment specialists. Jefferson Wells focuses on helping companies and organizations acquire and have access to talent with the skills and competencies necessary to meet future needs. Jefferson Wells delivers tomorrow’s leaders and specialists.
With Kameo, consumers and businesses can invest in real estate projects and growth companies. Real Estate developers and small businesses can in turn complete several projects or invest in other assets and measures that provide increased growth.
Since 2003, Kantega has built one of Norway’s strongest professional environments within technology, consulting and design. Kantega is 100% owned by the employees, everyone owns the same amount of shares and is involved in building the future of the company. We are proud of our ownership model and the way it has worked through both good times and bad. Owning your own workplace does something to you.
By using a standardized method as a starting point for the work to improve companies, we ensure that our customers have access to proven methodology that works. The tool is always adapted to the problems of the individual business. In this way, we utilize the best of Lean, Six Sigma, BPM, TQM and other methods - whether you are looking for continuous improvement or radical changes and reengineering of your business.
Knowit is a consulting company that creates unique customer value by offering crossdisciplinary deliveries from the three business areas Experience, Insight and Solutions. They combine expertise in design and communication, management consulting and IT.
Merkely helps the world’s leading fintechs track dynamic DevOps environments with Continuous Compliance. Make friends with change with real-time answers to the three big questions for DevOps teams in Fintech: What's running in production, how did it get there, and is it compliant?
At Kron you can invest your savings in a smarter and more profitable way. They make fundraising easy by choosing the best funds for you.
Design and technology company with a focus on sustainability and awesome craftsmanship. Offer experience-based consulting, design, as well as architecture and development services.
Kravia is an innovative debt collection company that offers smart, automated and cost-free collection. They also offer solutions that can be seamlessly integrated into your existing workflow, giving you better control and greater predictability of cash flow without costing you any more.
Kvikk Forsikring is a fully digitalized insurance company that wants to capture the young segment in the market. Through their platform, buying insurance will happen in an efficient, seamless and understandable way.
Lunar is a new kind of bank. They provide everything you need to manage your money in Norway's best banking-app. With Lunar you can save, invest, and get an overview of your expenses and engage with your finances in an entirely new way!
Innovation, sustainability and inclusion are three of our most important focus areas, and they permeate everything we do, aimed at people, authorities, municipalities and companies. Mastercard is today a world leader in digital development, and we work continuously for an even more inclusive, sustainable and financially safe and secure society.
Miles is an IT-consulting company delivering services within business development, change management, agile coaching and bespoke application development. Our vision: An outstanding workplace. Our values: Professional authority and warm people.
Mobai is a leading biometric company and owner of a SaaS based biometric technology platform. Mobai technology for liveness detection, deep fake detection and morphing is among others used by companies in regulated environments such as financial services where the need for user-friendly and secure identity verification and authentication methods are crucial.
NEW designs disruptive business models and builds companies that change society for the better. We consider ourselves to be entrepreneurial activists. Together with smart friends and partners, we realize new concepts in rocket speed and make the world of business less boring. NEW has a portfolio of companies across many different industries.
Nexro is a streaming, radio and SoMe intelligence tool. With a significant amount of data available on millions of songs, Nexro uses AI-based predictions to help professionals in the music industry make better decisions.
The Norwegian School of Economics is one of Europe's leading business schools in the field of economic and administrative subjects and conducts research at the top international level.
Noria delivers insurance software, consultancy services and transforming clients’ business with high impact digital transformation for financial services. Our consultative approach helps clients’ envision, build and run innovative and efficient businesses from concept-stage thinking all the way through to product launch. Headquartered in Oslo, Norway, Noria has a triple AAA credit rating from Dun & Bradstreet. In 2015, 2016, 2017 and 2018 we were awarded Gazelle status in the Norwegian market.
Norne Securities is a full service investment firm. They offer internet trading, traditional brokerage and corporate finance services. The company is the only full-service investment firm in Norway with its head office outside Oslo.
Noroff is an educational institution in Norway, consisting of university college, vocational school and online studies. The school has educated and training digital forensic researchers, film photographers and producers, 3D animators, graphic designers, digital marketers, games designers, system administrators, music producers, and others for several decades.
Nordic Quant Lab delivers data adaptive machine learning at your fingertips. Revolutionary machine learning technology, distributed implementation and user friendly software are at the core of their algorithms.
Okida (previously Finanstipset) provides better deals for your personal finance, service for price comparisons for mortgages. The solution helps individuals in financial crisis avoid personal bankruptcy by refinancing bad credits into a new mortgage in less than 24 hours. We are an innovative technology company driven by revolutionize the way consumers can save money. Finanstipset AS was founded in 2018 and is based in Oslo, Norway.
Oslo Philanthropic Exchange
Oslo Philanthropic Exchange Foundation the world’s first capital market dedicated to efficient philanthropic funding.
PwC is a global network of firms delivering world-class assurance, tax, and consulting services. Their clients come from both public and private sector, and in all sizes - from small local businesses to large and international corporations.
Powerzeek is a technology company providing a platform and online marketplace for cleaner and cheaper marine fuels.
Quantfol.io is empowering finance with data & technology by offering robo advisory, deep alpha and asset management.
Quantik is an AI-driven software that simplifies contract lifecycle management by automating bookkeeping, payments and other business processes.
All the Nordic (and soon more!) customer data you need, in one place. Roaring creates solutions for collecting, verifying, and surveilling customer data.
Sbanken was founded in 2000 as Norway's first online-only bank. They are passionate about creating user friendly solutions for their customers and enabling smarter financial choices.
Snapbooks is the app that does the accounting for you. The accounting robot books continuously and communicates with the customer if it needs additional information to complete the job. The app gives the customer real-time accounts and access to all the tools they need to run their company.
Sparebank 1 SMN
As Central Norway's leading financial group, we can help private individuals and companies with banking, accounting, and real estate. Our head office is located in Trondheim, and the group has just under 1,500 employees.
Sparebanken Sogn og Fjordane
Sparebanken Sogn og Fjordane is the largest bank in the county of Sogn og Fjordane. Their vision is to be a driving force in the county by providing good advice and supplying capital to sound commercial projects and private individuals.
Sparebanken Vest is an independent financial group engaged in banking and financing activities in Vestland and Rogaland. With continuous banking operations since 1823, Sparebanken Vest is well established and takes part in much of the value creation in Western Norway.
SpareBank 1 SR-Bank, formerly Sparebanken Rogaland, is the largest bank associated with the SpareBank 1 Group. The bank is headquartered in Bjergsted in Stavanger.
Signicat specializes in cloud-based digital identity services and electronic signatures, ensuring organizations can connect and interact with their customers through verified digital identities.
Stacc combines financial technology, design and strategic know-how. They provide a dynamic and robust infrastructure where you can build and run your business and connect everything you need.
Strise is changing the way enterprises buy and get value from software by making the world's information useful across the enterprise ensuring the right data at the right time in every customer process.
Systor Vest's core area is system and software development on behalf of their customers. They consist of professional developers with university background and long experience.
Thommessen er et av Norges ledende forretningsadvokatfirmaer med kontorer i Oslo, Bergen, Stavanger og London. Siden starten i 1856 har vi vært med på de fleste toneangivende oppdragene i norsk næringsliv. Klientene våre er norske og internasjonale virksomheter, både i privat og offentlig sektor.
Tink has built Europe’s most robust open banking platform – with the broadest, deepest connectivity and powerful services that create value out of the financial data. They offer the tools that allow anyone – from big banks and fintechs to startups – to build the future of financial services across Europe.
T-rank's expertise is network analysis of business networks. They provide automated web-based services that streamline the client's processes.
Tripod Capital Collective is an active investor collective consisting of investors with extensive experience founding and running businesses. Tripod Capital Collective is a joint initiative from several investors with different backgrounds from technology, finance to buying and selling companies.
Tryg is the Nordic region's second largest non-life insurance company with activities in Denmark, Norway and Sweden, providing financial and personal security for their customers for almost 300 years. With a wide range of insurance for both private, corporate and industrial, Tryg deals with more than 1 million injuries in the Nordic countries each year.
The University of Bergen (UiB) is an internationally recognised research university. Academic diversity and high quality are fundamental for us. UiB is the most cited university in Norway.
Umoe Consulting is an IT consulting company that delivers services within advisory, development and application management. They deliver architecture advisory, middleware, apps and mobile apps, business logic and UX.
Unimicro delivers complete financial system to a wide range of industries. They use the latest technology and are at the forefront of system development.
Today, Vipps is the leading smart payment company in Norway. By merging with BankID and BankAxept, they also provide a number of other payment solutions for B2C, e-commerce, invoice and in-store payment.
Visa is a global digital payment technology company that serves individual and commercial clients, financial institutions, government entities, and merchants. It facilitates global e-commerce through digital payments and information.
Visito is a growing consultancy and advisory house. Their clients are larger companies in banking and finance, TV production, health and the municipal sector.
Webstep is a provider of consultancy services to the private and public sector, with the IT expertise necessary to deliver the most demanding digitalisation and IT services.
X - Receipts
X-Receipts is a software that automates the handling of receipts related to card purchases. X-Receipts identify the right owner, and send the receipt to the desired platform.
Zen Finans provides financial solutions for the Norwegian market. In our opinion every financial situation is unique. Our job is to connect every customer to the right financial institution, fitting their unique financial situations. Zen Finans believes in using leading software programmes and thrives in the gap between technology and personal approach to the financial market. Zen Finans has its headquarters in Oslo, Norway and has since its modest beginnings in 2018 transferred over 1 billion NOK in loans to our financial partners.